If you’ve been injured on the job and your employer has denied workers compensation. Or if you’ve suffered an injury at work that you did not report in the first place. You might feel alone in your complaint against your employer and their insurer, but this isn’t necessarily the case.
Review Your Workplace
The definition of an employer-employee relationship is vague and somewhat subjective. The only way to truly know whether you’re considered an employee or an independent contractor by your employer is to read your contract and compare it with IRS guidelines on independent contractors. Still not sure what you are? Find out by reviewing your employment contract; a typical employer’s contract will clearly define whether or not you are considered a full-time, part-time, permanent, or temporary employee. Read through that carefully and make note of any sections which seem ambiguous. If there’s anything that needs clarification or further definition, feel free to ask HR for more information before making a decision about how to proceed from here.
Protect Yourself From Injuries
If you’re an employee of a company, it’s essential to keep your information updated with your worker’s compensation carrier. If you have any changes in your contact information, be sure to let them know. Having up-to-date contact information can be key in getting injured employees back on their feet as quickly as possible. Additionally, if you ever feel that your employer is not being honest about how they are handling a situation or have any reservations about something, don’t hesitate to reach out to an outside source for help.
Use Your Friends and Family
If you have friends or family that work for an insurance company or claims department, ask them what their experiences were with filing a workers’ compensation claim. Odds are they’ve been through it before. They can tell you everything from who to call when things go wrong to what kind of paperwork you’ll be dealing with during your time in and out of treatment. Not only can they guide you along your way, but they may also be able to point out additional steps you can take during your time filing a workers’ compensation claim. For example, if they have kids, it’s possible that there are community organizations that offer additional help and resources after such an injury.
Check Out Other Options Insurance Workers Compensation
If you have a complaint about your employer’s workers’ compensation coverage, there are several options for addressing it. First, talk to your boss or human resources department about what you think would improve their current plan. If that doesn’t help, contact your state’s insurance department. Your last resort is to file a formal complaint with your state’s insurance commission—but before you do that, make sure you have no other options available. Some states have individual departments of worker’s compensation, which offer important information on how to file a claim and general info on Illinois workers comp laws.
File A Complaint With IDOR
Illinois has a great way to give feedback to an insurance agency. The Illinois Department of Insurance (IDOR) allows customers to file complaints against an insurance company. This is called a Consumer Comment and can be found in several places on their website: For example, if you want to file a complaint about your auto insurance. You’ll find it under Issues (you’ll get more info when you click that link). Alternatively, go directly to consumers and click on Complaints. At any point during your complaint process, you can also contact IDOR directly with questions or concerns. If they aren’t able to answer them, they will direct you further along in the process and provide information on how to handle common problems.
Your Illinois Department of Insurance ID number is a must for filing a worker’s compensation complaint. Having your claim number (also known as an 8300 Form) is also helpful. Because it allows you to track your status with your insurance company. Keep detailed records of every call, email, and voicemail you’ve made, even if they don’t result in any action on your part. Keep copies of all correspondence, as well. It’s also a good idea to document everything: write down what was said, who said it, and when it happened. If you’re still having trouble getting answers or action on your case after several months, look into hiring an attorney; most will offer free consultations.
When a business experiences an injury at work. It is important that they file a worker’s compensation claim with their insurance company. Filing such a claim will aid in getting them back to work as soon as possible. If you need help filing your worker’s compensation claim. There are plenty of lawyers and law firms out there who can help you do so. These law firms understand how much money should be awarded to an employee. Who has been injured on his or her job site and knows how to protect your interests during negotiations with your insurance provider. A worker’s compensation lawyer or law firm should not only specialize in cases involving a workplace injury. But also be licensed by The Illinois Department of Insurance Workers Compensation.